Mortgages

Mortgage Advisers Bath

If you are planning on purchasing property in Bath, then we highly recommend you get in touch with one of our mortgage advisers. Considering getting a mortgage is one of the biggest financial commitments that you will ever make, it is necessary to get advice from a qualified specialist. As experienced mortgage advisers in Bath we strive to provide all of our clients with easy to understand information and guidance throughout the entire process.

It is increasingly more difficult to deal directly with lenders yourself nowadays and they will only ever be able to tell you about their own mortgage products and criteria. This means you could be missing out on a wide range of more cost effective options. We get to know our clients, understand their financial circumstances and then search the entire mortgage market to find the right mortgage that best suits their situation.

It isn’t difficult to find the cheapest deal online. The hard part is finding out the lender’s criteria and how much they will lend you or even if they will lend to you. Our experienced team can guide you through this and help you to secure the best deal available to you. So whether you’re a first-time buyer or a seasoned buyer you can rest assured knowing you have the help and advice of trustworthy professionals behind you.

Whether you’re thinking about getting a mortgage and you’re not sure where to start or if you’re planning on remortgaging your current home, our expert mortgage advisers in Bath can offer you their knowledge. Call now on 01225 614 333 to arrange a consultation. During our first meeting we can discuss your financial plan, the type of home you’re looking for and more information on your current situation. Our advisers will search the entire mortgage market and find the right deal for you. Once we are happy we have the correct product we will present it to you in an easy to understand document. At this point if you have any questions you can bring them forward.

Buying To Let In Bath

Along with getting you the best deal possible, our mortgage brokers strive to provide you with professional knowledge of the mortgage market as well as excellent customer service. Our aim is to help you to understand all the options that are available to you so that you can make an informed decision on the products best suited to you.

If you are purchasing a property with the intention of letting it to a third party, there are additional costs that you should take into consideration. These costs may include: maintenance, letting agent’s fees and building and legal insurance for the property, just to name a few.

We will be more than happy to provide any information you need to help make the most of your property investment and will guide you smoothly through buying property to let out.

 

We don’t charge for our advice. Instead, we simply charge a fee for processing your mortgage application. Our typical fee is £500, however the actual fee will depend on your circumstances.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED AGAINST IT.